General Information
Location:
- City: Carnaxide
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Country: Portugal
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Region: Europe
Job Category: Finance
Job Type: Regular
Type of Contract: Permanent
Working time: Full-time
Work schedule: Day shift
Solvay is a multi-specialty chemical company committed to developing chemistry that addresses key societal challenges. We innovate and partner with customers in diverse global end markets. The role of the Finance function is to define financial policies and to secure the sound financial management of the Group. It also provides both external stakeholders and internal decision-makers with relevant financial data and analyses, with an intention to support sustainable value creation and value retention.
Job Overview and Responsibilities
- Monitor permanently the portfolio under his/her responsibility, anticipating risk to detect any credit issue requiring a specific review.
- Conduct monthly and quarterly performance portfolio reviews.
- Discuss the requests of Credit limits with the stakeholders and develop a good knowledge of the stakeholders environment.
- Contribute to the risk strategy definition by providing recommendations on the risk profile of the counterparty and on specific transactions in relationship with the appropriate stakeholders.
- Produce in due time and present in the Credit Committee a factual summary of client?s credit worthiness (credit proposal), compliant with the Solvay Credit Policy. The credit proposal includes a recommendation on the ratings, the limits, the legal credit terms and the risk strategy of each customer.
- Manage the formalisation of the credit decisions in the credit workflow in SAP
- Contribute to the quality of process: use adequately the credit process? flow and workflow system, maintain critical client data, interact efficiently ahead of credit committee with the various stakeholders of the credit process
- Contribute to the development/update/filling in of policies, reports and risk tools, to the Credit Process optimization and to the identification of best practices.
- Keep abreast of industry trends, legal developments and company and customer product
Education and Experience
- Master?s Degree / Master from Business, Finance, Economics, Risk Management, Financial Markets or other relevant areas
- 5+ years in Risk Management, or Credit Analysis, or Financial Analysis or knowledge and equivalent work experience
- English (fluent); additional Language would be welcome
- Good knowledge as user of Microsoft Office (Word, Excel, PowerPoint) and Google applications
- Solid knowledge of SAP
Skills
- Strong and proven analytical skills
- Adaptability and proactivity, multitasking
- Strong presentation and communication skills (verbal and written)
- Self-driven and organized
- Rigorous and reliable
- English (mandatory) other languages are a plus
Additional Information